Bankruptcy Attorneys

While sometimes we are able to develop workout plans with creditors that do not require bankruptcy, we are also able to provide relief under the Bankruptcy Code. Even further, we are experienced in negotiating fair resolutions with the trustee on behalf of creditors, debtors and interested parties when these issues arise. To the extent a fair resolution cannot be reached, we are ready and able to bring the matter forward to the court to obtain a judicial resolution. Are you an individual or business owner that needs relief from your debt? The bankruptcy attorneys at Winter Park Lawyer can help.

Many times, the representation we provide in bankruptcy involves non dischargeability adversaries under Section 523(a) of the Bankruptcy Code, including claims that debts are:

For money, property, services, or an extension, renewal, or refinancing of credit, to the extent obtained by false pretenses, a false representation, or actual fraud under 11 U.S.C. § 523(a)(2)(A);

For fraud or defalcation while acting in a fiduciary capacity, embezzlement, or larceny under 11 U.S.C. § 523(a)(4);

For a domestic support obligation under 11 U.S.C. § 523(a)(5);

For willful and malicious injury by the debtor to another entity or to the property of another entity under 11 U.S.C. § 523(a)(6);

Owed to a spouse, former spouse, or child of the debtor not deemed a domestic support obligation incurred by the debtor in the course of a divorce or separation or in connection with a separation agreement, divorce decree or other order of a court of record, or a determination made in accordance with State or territorial law by a governmental unit, such as a property division, under 11 U.S.C. § 523(a)(15).

Representing Debtors in Bankruptcy

A highly skilled bankruptcy attorney can help you escape the pain of endless creditor phone calls, unmanageable debt and secure a new financial future. Our experienced bankruptcy attorneys can assist debtors who are looking to use bankruptcy to:

Stop harassing creditors

Stop foreclosures

Stop lawsuits

Stop repossessions

Eliminate judgments

Stop repossessions

Lower payments

Lower interest rates

Stop IRS levies

Stop wage garnishments

Stop IRS levies

Maximize exemptions

Maximize the Homestead Exemption

Bankruptcy Liquidations and Reorganizations

The experienced bankruptcy attorneys at Winter Park Lawyer have experience in:

Chapter 7 liquidations for individuals and corporate entities, which is commonly used when an individual has minimal assets.

Chapter 11 reorganizations for individuals and corporations

Chapter 12 family farmer reorganizations

Chapter 13 individual reorganizations, which is commonly used to cure mortgage arrears and for other purposes allowed by the Bankruptcy Code.

Involuntary Bankruptcy Attorneys

Winter Park Lawyer is particularly skilled in filing involuntary bankruptcy against persons and entities with assets or income that refuse to pay their undisputed debts. The requirements under 11 U.S.C. § 303 are strict, and the ramifications of filing an involuntary bankruptcy are serious. It is important for creditors to consider their options by consulting with an attorney who has successfully filed multiple involuntary bankruptcy petitions that have cause clients to be paid substantially or in full. Purported debtors faced with an involuntary petition should also consult with an experienced bankruptcy litigator to consider the numerous options available, including potential dismissal of the petition and negotiations with creditors.